Effective 2026-09-13

RouteCompare — Terms of Service

Effective date: 13 September 2026 (version 2026-09-14)

1. Who we are and what these Terms cover

1.1 RouteCompare (“RouteCompare”, “we”, “us”, “our”) is the website at https://routecompare.com and its API (together, the “Site”). RouteCompare is operated by a private individual, not a company. Contact: hello@routecompare.com.

1.2 These Terms of Service (“Terms”) are a legally binding agreement between you and us. They govern every use of the Site: reading comparison pages and guides, calling our API, and executing a transfer through the Site. Our Privacy Policy (https://routecompare.com/privacy/) describes how we process data and forms part of these Terms.

1.3 Where a part of the Site is powered by a third-party provider, that provider’s terms also apply to you, as set out in Section 7. Section 7.2 incorporates the Across Terms of Service by reference.

2. Acceptance

2.1 Browsing. By accessing or using any part of the Site you agree to these Terms. If you do not agree, do not use the Site.

2.2 Express consent before executing a transfer. Before you can execute a transfer through the Site for the first time, the Site asks you to confirm that you have read and agree to these Terms and to the Privacy Policy by an explicit action (ticking an unticked box and pressing a button). Execution is not available until you do. The comparison remains available whether or not you agree. Your agreement is remembered in your own browser together with the version of the documents you agreed to; when the documents change in a way that requires renewed agreement, you are asked again.

2.3 By agreeing you confirm that you meet the eligibility requirements in Section 3 and that you accept the provider terms referred to in Section 7 for any provider you execute through.

3. Eligibility

3.1 You may use the Site only if you:

3.2 Restricted Person means any person or entity that is (i) listed on, or owned or controlled by a person listed on, a sanctions list maintained by the United Nations, the United States (including the OFAC Specially Designated Nationals list), the European Union, the United Kingdom or the United Arab Emirates, or (ii) otherwise the target of economic or trade sanctions or export restrictions under laws that apply to you, to us, or to a provider you execute through.

3.3 You are solely responsible for determining whether your use of the Site is lawful where you are. Our geographic restrictions (Section 8) are a best-effort measure and are not a representation that use of the Site is lawful anywhere they do not apply.

4. The Service

4.1 What the Site does. The Site is an independent comparison tool for moving stablecoins (such as USDC and USDT) and ETH between blockchain networks. It:

4.2 What the Site is not. The Site:

4.3 Changes to the Service. We may change, suspend or discontinue any part of the Site at any time, including the set of providers, exchanges, networks, tokens or languages, without notice and without liability to you.

5. Non-custodial execution and your responsibilities

5.1 How execution works. When you execute a transfer through the Site, funds move from your wallet directly to the smart contracts of the provider you chose. RouteCompare is never a party to the transfer and never takes custody. The execution paths are:

5.2 Your sole responsibility. You are solely responsible for:

5.3 Irreversibility. Blockchain transactions are irreversible once confirmed. Neither we nor, in general, the provider can cancel, reverse or refund a transaction you have signed. Funds sent to a wrong address, a wrong network or an unsupported token may be lost permanently.

5.4 No fiduciary duty. We owe you no fiduciary or similar duties. Nothing in these Terms creates any partnership, agency, trust or advisory relationship between you and us.

6. Quotes, data and accuracy

6.1 Third-party data. Quotes, fees, gas estimates, time estimates and route availability are supplied by the providers and networks named on the Site. Exchange withdrawal fees are copied by us from the exchanges’ published fee pages on the date shown. We do not generate this information and cannot verify it independently.

6.2 Indicative, not binding. A quote is a snapshot at the time it was fetched. It may be delayed, cached, incomplete or wrong, and it may change or become unavailable before you sign a transaction. The amount you actually receive is determined by the provider and the networks at the time of execution, not by the Site. Where data is missing we show “no data”; we do not fill gaps with estimates of our own.

6.3 Ordering and highlighting. Rows are ordered by total cost as reported by the providers. The ordering does not take into account what we earn from a row (Section 6.5). Highlighting the lowest-cost row is a calculation on the data we received, not a recommendation.

6.4 Our aggregated data. We keep a history of quotes per route and a record of executed transfers (route, amounts, provider, transaction hash, quoted and actual outcome). This data is ours (Section 10.2). It is aggregated from third-party inputs and may contain the same errors as those inputs.

6.5 Fees and how we earn money.

We do not charge you anything directly, and we do not receive fees from any provider or exchange for ordering or highlighting rows.

7. Third-party providers

7.1 General. Execution, quotes and exchange data come from third parties. Each provider is an independent business with its own terms, privacy policy, fees, supported networks and risks. When you use a provider’s functionality through the Site you enter into a direct relationship with that provider under its own terms, and you must comply with them. We are not responsible for a provider’s products, contracts, quotes, fills, refunds, delays, outages, security or conduct. If a provider’s terms conflict with these Terms in relation to your use of that provider’s functionality, the provider’s terms control for that functionality only.

7.2 Across (Risk Labs). The Across row in the comparison and the Across execution path are powered by the Across API, operated by Risk Labs.

7.3 LI.FI. The LI.FI row in the comparison and the embedded LI.FI widget are powered by software and services of LI.FI Service GmbH. Consistent with LI.FI’s General Terms and Conditions (https://li.fi/legal/terms-and-conditions/):

Your use of the LI.FI widget is subject to LI.FI’s terms and privacy policy, which you accept by using the widget.

7.4 Comparison-only providers. A row without an execution button is a comparison quote only: the Site does not execute transfers through that provider, does not link to it and is not affiliated with it. If you use such a provider elsewhere, only its own terms apply.

7.5 Exchanges. Exchange rows show withdrawal fees published by Binance, Bybit and OKX and may link to those exchanges. We are not affiliated with any exchange. Opening an account, depositing or withdrawing on an exchange is governed solely by that exchange’s terms, and exchanges may be unavailable or restricted where you are.

7.6 Wallets and networks. Your wallet software and the blockchain networks you use are independent third parties with their own terms, fees and risks. We do not control them.

7.7 Relay (Uneven Labs, Inc.). The Relay row in the comparison and the Relay execution path use the Relay APIs of Uneven Labs, Inc. We provide this integration independently; Uneven Labs does not operate, endorse or sponsor the Site. Relay’s Terms of Use (https://relay.link/terms) and Privacy Policy (https://relay.link/privacy-policy) govern Relay’s own services and smart contracts, including what happens if Relay does not complete a transfer.

7.8 Other providers. We may add or remove providers. A provider-specific subsection will be added to this Section 7 for any provider whose terms require it.

8. Geographic restrictions

8.1 Restricted Places. You must not access or use the execution functionality or the referral links of the Site, and must not execute a transfer through the Site, if you are located in, resident in, a citizen or national of, or accessing the Site from: Algeria, Egypt, Saudi Arabia, Iran, North Korea, Syria, Cuba, Russia, Belarus or China (each a “Restricted Place”), or any other country or territory that is the target of comprehensive sanctions under laws that apply to us or to a provider (including, for Across-powered functionality, the “Restricted Territories” defined in the Across Terms of Service). We may change this list at any time.

8.2 United Arab Emirates. Execution through the Site is currently not available to visitors in the United Arab Emirates. The comparison remains available.

8.3 Japan and South Korea. The comparison and execution are available; exchange referral links are not shown.

8.4 How restrictions are applied. We apply these restrictions on a best-effort basis using the visitor’s country as determined by our hosting provider from the IP address of the request. Comparison pages and guides remain visible everywhere. Geo-blocking is a technical measure; it is not a representation that the Site, any provider or any exchange is lawful or available in any place where the restriction does not apply.

8.5 No circumvention. You must not use a VPN, proxy, Tor, a false location, another person’s access or any other technique to hide or misrepresent your location or identity, or to obtain access to functionality that is restricted where you are. Doing so is a material breach of these Terms and of the provider terms incorporated in Section 7.

9. Acceptable use

9.1 You must not, and must not help anyone else to:

9.2 Automated access and scraping. Reading pages, printing them, saving them for your own use and following links are permitted. Our API exists to serve the Site’s own pages; you may make occasional manual requests to it, but you must not use automated tools, bots, scrapers or scripts to systematically collect quotes, prices, fee data or other content from the Site or its API, to build a data set from it, or to reproduce the Site’s comparison elsewhere, except (i) as expressly permitted by a licence stated on the Site (Section 10.3), (ii) by search engines for indexing pages that we do not exclude from indexing, or (iii) with our prior written permission. This Section restricts what you may collect from the Site. It does not describe or limit how we collect quotes from providers, which we do under our own agreements with them.

9.3 We may use technical measures, including rate limiting and geo-blocking, to enforce this Section.

10. Intellectual property

10.1 The Site. Except for third-party content (Section 10.4) and data licensed under Section 10.3, the Site — including its text, guides, design, code, layout, comparison logic and the “RouteCompare” name — is owned by us or our licensors and is protected by copyright, trademark and other laws. We grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable licence to access and use the Site for its intended purpose in accordance with these Terms. No other rights are granted.

10.2 Our aggregated data. The quote history, execution records and derived statistics that we compile are our property, including any database rights in them. Except as licensed under Section 10.3, you may not extract, reuse or redistribute them.

10.3 Open data licence. Where the Site expressly states that a data set is published under a Creative Commons Attribution licence (for example “CC BY 4.0”), you may use that data set under the terms of that licence, including its attribution requirement. Only data sets that carry such a statement are licensed this way; the licence does not extend to the rest of the Site, to live quotes, or to third-party content.

10.4 Third-party content. Quotes, routes and data supplied by providers, exchange fee figures, and the names, marks and logos of third parties remain the property of their owners. In particular, data supplied by Risk Labs is subject to the intellectual-property provisions of the Across Terms of Service, and the LI.FI widget is subject to its own licence. Nothing in these Terms gives you any right in third-party content beyond what its owner permits.

10.5 Feedback. If you send us suggestions, bug reports or other feedback, you grant us a perpetual, irrevocable, worldwide, royalty-free licence to use it for any purpose without obligation to you. We do not otherwise accept user-submitted content.

10.6 Data you submit for execution. You grant us and the relevant provider the right to process the wallet address and transfer parameters you submit, solely to build, display and (in the case of the provider) execute the transfer, under our Privacy Policy and the provider’s privacy policy respectively. Records of executed transfers that we keep (Section 6.4) do not include your wallet address.

11. Disclaimers

11.1 As is. The Site, its content, its API and all quotes, data and functionality are provided “as is” and “as available”, without warranty of any kind, express, implied or statutory. To the fullest extent permitted by law we disclaim all warranties, including merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, timeliness, availability and freedom from error or harmful components. No information or advice given by us creates any warranty.

11.2 No guarantee of outcome. We do not warrant that any quote is accurate or achievable, that any route is the cheapest, that a transfer will be executed, completed, filled, refunded or completed within any time, that a provider or network will be available or secure, or that any exchange fee figure is current.

11.3 No advice. Nothing on the Site is investment, financial, trading, tax, legal or other professional advice, an offer or solicitation, or a recommendation of any asset, network, provider or exchange. The Site does not predict prices. You make your own decisions and should obtain independent advice where appropriate.

11.4 Third parties. We make no representation about, and accept no responsibility for, any provider, exchange, wallet, network, smart contract, bridge, relayer or other third party, their products, their terms, their solvency, their security or their compliance with law.

11.5 The Site’s risk notice. Crypto assets are volatile; cross-chain transfers can fail or lose funds; quotes can change before confirmation; nothing on the Site is financial advice. These Terms are to be read together with that notice, which appears on every page.

12. Assumption of risk and release

12.1 You understand and accept the risks of using crypto assets, blockchain networks and cross-chain transfers, including: price volatility; total loss of value; failed, delayed, stuck, partially filled or refunded transfers; smart-contract bugs and exploits; bridge and relayer failures; network congestion, forks, reorganisations and outages; loss or theft of private keys; phishing and malicious software; errors in addresses, networks, tokens or amounts; changes in law or regulation; actions of providers, exchanges and their counterparties; and the fact that transactions cannot be reversed. You accept that quotes may be wrong or stale and that the Site may be unavailable or contain errors.

12.2 You accept these risks entirely and agree that we are not responsible for any of them.

12.3 Release. To the fullest extent permitted by law, you release us from all claims, demands, losses and damages of every kind arising out of or relating to your use of the Site, any transfer you execute, and any act or omission of a provider, exchange, wallet, network or other third party. If you are a resident of a place with a law like California Civil Code § 1542 (which protects against releasing unknown claims), you waive its benefit to the extent permitted.

13. Limitation of liability

13.1 Exclusion. To the fullest extent permitted by law, neither we nor any person acting on our behalf shall be liable to you for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of funds, crypto assets, profits, revenue, business, data, goodwill or opportunity, or for the cost of substitute services, arising out of or relating to the Site, these Terms, any quote or data, any transfer, or any third party, whether in contract, tort (including negligence), statute or otherwise, even if we were advised of the possibility.

13.2 Cap. To the fullest extent permitted by law, our total aggregate liability to you for all claims arising out of or relating to the Site or these Terms shall not exceed the greater of (a) one hundred United States dollars (USD 100) and (b) the total integrator fees we actually received from transfers you executed through the Site in the twelve months before the event giving rise to the claim.

13.3 Third parties. We are not liable for any act or omission of a provider, exchange, wallet, blockchain network, smart contract or other third party, or for any transfer that is delayed, failed, incorrectly routed, or filled at a different amount than quoted.

13.4 What we do not exclude. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under the law that applies to you, including liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for wilful misconduct. If you are a consumer, any mandatory consumer-protection right of the country where you habitually reside that cannot be waived by agreement is not affected by these Terms.

14. Indemnification

14.1 You agree to defend, indemnify and hold harmless us and any person acting on our behalf, and Risk Labs and any other provider whose terms are incorporated in Section 7, from and against all claims, liabilities, damages, losses, costs and expenses (including reasonable legal fees) arising out of or relating to: (a) your use of the Site or of any provider’s functionality through the Site; (b) your breach of these Terms or of any provider’s terms; (c) your violation of any law or of any third party’s rights; (d) any transfer you execute; or (e) any dispute between you and another user or a third party.

14.2 We may take over the defence of any matter subject to indemnification, at our expense, and you must cooperate.

15. Dispute resolution, arbitration and class-action waiver

Please read this Section carefully. It affects your rights, including the right to bring a claim in court and to participate in a class action.

15.1 Informal resolution first. If you have a dispute with us, you agree to first send a written description of it to hello@routecompare.com, with your contact details and what you are asking for. We will do the same by email if we have a dispute with you. Both sides will try in good faith to resolve the dispute informally for at least 60 days from that notice before starting arbitration or court proceedings.

15.2 Binding arbitration. Subject to Sections 15.4, 15.5 and 15.6, any dispute, claim or controversy arising out of or relating to these Terms or the Site, including its formation, validity, breach or termination, and including whether the dispute is arbitrable (a “Dispute”), that is not resolved under Section 15.1 shall be finally resolved by binding arbitration by a single arbitrator under the Arbitration Rules of the London Court of International Arbitration (LCIA), using its expedited or simplified procedure where available. The seat of arbitration is London, England, and the language is English. The arbitrator may award any remedy a court could award to the individual claimant. The award is final and may be entered in any court of competent jurisdiction. Where the rules allow it, the arbitration shall be conducted on documents and by video conference so that neither party has to travel.

15.3 Costs. Each party pays its own legal costs. Arbitration filing and arbitrator fees are paid by the party that starts the arbitration, unless the arbitrator decides otherwise or the applicable rules or law require a different allocation. If you are a consumer and the applicable rules or law require us to bear fees beyond what a court would charge you, we will.

15.4 Small claims. Either party may instead bring an individual claim in a small-claims or equivalent court of competent jurisdiction, if the claim qualifies and remains in that court.

15.5 Opt-out. You may opt out of Section 15.2 (arbitration) and Section 15.7 (class-action waiver) by emailing hello@routecompare.com with the subject “Arbitration opt-out” within 30 days after you first agree to these Terms, stating that you opt out. Opting out does not affect any other part of these Terms. A previous opt-out does not need to be repeated for later versions of the Terms.

15.6 Consumers in the EU, EEA and the UK. If you are a consumer habitually resident in the European Union, the European Economic Area or the United Kingdom, Section 15.2 does not oblige you to arbitrate. You may bring a claim in the courts of the country where you live, and we may bring a claim against you only in those courts. You may also use the European Commission’s online dispute resolution platform (https://ec.europa.eu/consumers/odr) where it is available; we are not obliged to and do not commit to take part in alternative dispute resolution before a consumer arbitration body. Nothing in this Section 15 deprives you of the protection of mandatory provisions of the law of the country where you live.

15.7 Class-action and jury waiver. To the fullest extent permitted by law, you and we agree that each may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated or representative proceeding, and that the arbitrator may not consolidate claims of more than one person. To the extent any Dispute proceeds in court, you and we waive any right to a jury trial.

15.8 Time limit. To the extent permitted by law, any claim arising out of or relating to the Site or these Terms must be started within one year after the claim arose, or it is permanently barred.

15.9 Provider disputes. This Section governs disputes between you and us. Disputes between you and Risk Labs are governed by the dispute-resolution provisions of the Across Terms of Service, which you have accepted under Section 7.2; disputes with other providers, by their terms.

15.10 Survival. This Section survives termination of these Terms.

16. Governing law and venue

16.1 These Terms and any Dispute are governed by the laws of England and Wales, without regard to conflict-of-laws rules.

16.2 Subject to Section 15 (including the consumer carve-out in Section 15.6), the courts of England and Wales have exclusive jurisdiction over any Dispute that is not subject to arbitration, including proceedings to compel arbitration or to enforce an award.

16.3 If you are a consumer, the choice of law in Section 16.1 does not deprive you of the protection of mandatory provisions of the law of the country where you habitually reside.

17. Changes to these Terms

17.1 We may change these Terms at any time by publishing the updated version on the Site with a new effective date. Material changes are announced on the Site for a reasonable period. Your continued use of the Site after the effective date is acceptance of the updated Terms. If a change requires renewed express consent under Section 2.2, you will be asked again before you next execute a transfer. If you do not agree, stop using the Site.

17.2 The version you agreed to at the time of a transfer governs that transfer.

18. Suspension and termination

18.1 We may suspend, restrict or terminate your access to the Site or to any part of it (including access to a provider’s functionality) at any time, with or without notice, if we believe you have breached these Terms or a provider’s terms, if a provider requests it, if required by law, or if continued access poses a security, legal or compliance risk. Because the Site has no accounts, this may be done by technical means such as blocking by network address or region, or by disabling functionality.

18.2 You may stop using the Site at any time.

18.3 Termination does not affect transfers already executed, which remain governed by the provider and the network, and does not affect Sections 6.4, 10, 11, 12, 13, 14, 15, 16 and 19, which survive.

19. General

19.1 Entire agreement. These Terms, the Privacy Policy, the consent wording and the provider terms incorporated in Section 7 are the entire agreement between you and us about the Site and replace any earlier understanding.

19.2 Severability. If any provision of these Terms is held invalid or unenforceable in a jurisdiction, it shall be enforced to the maximum extent permitted there and the rest of these Terms remains in effect; the provision remains in force in other jurisdictions. If Section 15.7 is held unenforceable as to a particular claim, that claim shall be decided by a court under Section 16 and not in arbitration, and Section 15.2 shall not apply to it.

19.3 No waiver. Our failure to enforce any provision is not a waiver of it.

19.4 Assignment. You may not assign or transfer these Terms. We may assign them to a successor operator of the Site on notice published on the Site.

19.5 Force majeure. We are not liable for any failure or delay caused by events beyond our reasonable control, including network or provider outages, hosting failures, government action, or attacks on infrastructure.

19.6 Notices. Notices to us: hello@routecompare.com. Notices to you: published on the Site; we have no other way to reach you.

19.7 Language. These Terms are written in English. Translations of interface text on the Site are for convenience only; the English Terms control.

19.8 No third-party beneficiaries except as expressly stated in Section 7.2.

19.9 Not registered. We are not registered with, licensed by or supervised by any financial or securities regulator in any jurisdiction, and the Site is not a regulated financial service.

20. Contact

RouteCompare · hello@routecompare.com · https://routecompare.com